There’s no shame in using tools to help you build discipline and get things done. This is where today’s list of apps shine:
(worth $39) Get it for $3.5
Timemator automatically captures everything you do on your Mac. You can go back to review what you were working on and with just a few clicks, assign the time to your projects.
(worth $29) Get it for $3
mcPlanner MindMap is your ideal partner for brainstorming new ideas which can be brought to life on mind maps that resemble the informational structure of your brain using text, shapes, and images.
(worth $9.95) Get it for $2
Easy to use Mac reminder app. Takes up a tiny space on your screen but has numerous options for ToDos including flashing icon on dock, flashing tab red, alert and sound.
In May of this year, the outbreak of the epidemic in Taiwan was completely shut down and all outdoor sports were shut down. Fortunately, with the concerted efforts of all the people of Taiwan, the epidemic gradually subsided after half a year. All the bans were lifted and all kinds of outdoor sports slowly returned to normal.
The epidemic is slowing down Bryton also released the new flagship S500 on 12/01 The S series is designed for riders who focus on performance and training or competition. The main focus is on “more advanced” data analysis This new flagship is a little smaller than the 750 screens at 2.4 inches The hardware has been upgraded to make the touch screen and all operations more responsive The light sensor is added to adjust the brightness of the screen with the ambient light
The official data of power consumption is 24 hours (20 hours for 750) However, I heard that the actual test data is better, It is only considering the different usage conditions and accessories of each person. Many considerations decided to write a more conservative endurance, So finally settled on the official data of 24 hours Standard equipment Main unit. Charging cable. Aluminum dock. Simple dock. Two different high and low meter seat spacers. Anti-jumping cord In line with the recent trend of USB Type-C phones, the charging cable is USB Type-C for added convenience. S500 will come with a protective case as standard after its launch Manual Front and back] The small round hole on the front is the new light sensor On the back, you can see that there are four more screws on the latches, which are designed for easy replacement after wear and tear. On the other hand, the future will be introduced in the form of accessories to support Garmin’s latches to facilitate users to replace the use Front, back, and side buttons The key arrangement and function is the same as 750 Press four keys at the same time to restart the device Official S500 specification information Boot up】=>【Select language】=>Scan QR Code to download Active APP=>Operating interface is the same as 750 [Take a photo with 750]. Did you notice that the battery % is back and it’s more convenient than 860 on the main screen? Bryton has heard the voice of the user The digital display is also similar to the 750 Compare it to the 420. Almost identical in appearance, just a little fatter
Main unit. Charging cable. Aluminum dock. Simple dock. Two different high and low meter seat spacer. Anti-jumping cord In line with the recent trend of USB Type-C phones, the charging cable is USB Type-C for added convenience. S500 will come with a protective case as standard after its launch
Manual Front and back] The small round hole on the front is the new light sensor On the back, you can see that there are four more screws on the latches, which are designed for easy replacement after wear and tear. On the other hand, the future will be introduced in the form of accessories to support Garmin’s latches to facilitate users to replace the use Front, back and side buttons
Front, back and side buttons The key arrangement and function is the same as 750 Press four keys at the same time to restart the device
Official S500 specification information
【 Boot up】=>【Select language】=>Scan QR Code to download Active APP=>Operating interface is the same as 750
[Take a photo with 750]. Did you notice that the battery % is back and it’s more convenient than 860 on the main screen? Bryton has heard the voice of the user
The digital display is also similar to the 750
Compare it to the 420. Almost identical in appearance, just a little fatter.
There are two types of A.B. below 7 frames, and only one type above 8 frames. 10 frames at most. [Open Active] => [Matching]
Also has a day. Night display mode Left (Night) Middle (Day) can be switched automatically by the auto function With the automatic light sensor backlight setting, it should save a lot of power over long distances. The picture (right) shows the same as the 750, only smaller
The official promotion adds features to the Live Track Real-Time Sharing With the new Bryton Live Track feature, you can share your ride status and location with your family and friends in real-time! The Bryton Active App makes it easy to create links and share them quickly with communication and social software, allowing family, friends, and coaches to track your progress instantly through the webpage. The page not only shows your ride track and real-time location, but also provides speed, ride time, total ride time, and distance.
Climb Challenge hill information The Rider S500’s new Climb Challenge hill information feature will take you to new riding heights! Simply import your route into the Bryton Active App, and Bryton will automatically create the climb information in it. When riding on a planned route, the Rider S500 will provide information about upcoming climbs before the start of the climb, including graphical display of the climb information, color-coded gradient, climb distance, elevation, climbing, and the start of the climb. The new interface training schedule
New interface training schedule Professional training, new interface With the Bryton Active and Rider S500, users can quickly create structured schedules and integrate TrainingPeaks, including training notes that can be displayed on the watch, for more flexible training schedule adjustments. In training mode, the Rider S500 displays training steps graphically and supports on-device zooming. This is a powerful aid for power training.
Customized quick information page Highlights at your fingertips The Rider S500’s innovative and unique customizable Quick Info page allows users to keep track of key data at all times, providing three combinations of lap data, optional data grid, and sensor status, allowing you to grasp key information at a glance with a single click.
Built-in automatic light sensor The Rider S500 has a built-in light sensor that adjusts the screen brightness according to the ambient light. Whether riding indoors, through a tunnel, or in the shade, the screen backlight automatically adjusts for the clearest and most comfortable display.
What interests me most about the S500 is the new light sensor. The Climb Challenge slope reminder is a pity that you have to import the path first. But even so, if you want to go to a route that you have not done before or are not familiar with Planning on the map first and then importing is still somewhat useful The incline meter only appears when you use the navigation, so I’ll add it when I’m out on the trail.
First of all, let’s open the box briefly and feel out the functions Light sensor and touch smoothness to be used in practice will be added to the use of experience
The S500 is undoubtedly the fastest and smoothest chronograph in Bryton. I hope the actual road will have better performance
Here are 5 lessons learned for me as a trader (even i don’t practice value investing) after watching Becoming Warren Buffett documentary.
Circle of Competence
Having experienced and practised many technical analysis methods range from technical indicators (such as MA, MACD, RSI, Stochastics, CCI, etc…), blackbox system (paid proprietary system), pattern trading (such as double bottom, head & shoulders, cup & handle patterns etc…) with Fibonacci retracement/expansion, eventually I found that Wyckoff method suits me well in terms of the results and practicality, after years of learning and practice.
My job as a trader is to assess the supply and demand based on the interpretation of the volume and the price followed by using the right tactic for different directional bias. Ultimately, we need to judge the market by its own action so we can act accordingly.
So, find a trading method that suits you, learn, practise and master it. Avoid system hopping. This is one way to find the circle of competence.
Look for wonderful companies at fair prices rather than fair companies at wonderful prices
Despite this is how Charlie Munger influenced Warren Buffett in stock pick for investing, this is also very relevant in trading. Let me explain below:
When we buy stock, apart from being in an up trending environment, relative strength is very important. Many people think that every one will profit from the market if they buy any stock during the bull run. What they tend to overlook is if you buy the stock that outperform the market, you will profit a lot more.
So, only buy (long) stocks that show stronger relative strength than the market and sell (short) stocks that are weaker than the market. This is the way to beat the market and to scale up in the trading business.
Get rich by having patience
Compounding not only works for investing, but also in trading.
Some people insist that they would like to trade for a living so that they can have their own lifestyle and live wherever they want, yet they trade like they want to retire next few months or a year by taking excessive risk.
For investing, if you can achieve Compounded Annual Growth Rate (CAGR) of 20%, it will take you 26 years to grow initial capital of $10000 to $1.1million.
For day trading, if you can achieve CAGR of 5% every month, it will take you about 8 years to grow initial capital of $10000 to $1.1million.
For swing trading, from 10k to a million dollar might take some where between 8-26 years with a feasibleand realistic CAGR.
Of course, there are other variations, assumptions and limitations.
So, patience is required too if you want to get rich via trading.
Find a job you would take if you didn’t need a job to live
Unless you are truly passionate about trading, being a full time trader can be boring. A profitable trader generally look for the same setup every day and find ways to optimize his/her trade setup for various trading environment (else just no action, no trade).
When you reach a point you don’t need to trade to make money, will you still be trading? What will you do instead?
So, find your passion and start live your life to the fullness every day.
這次之後才發現可以申請『支票Check帳戶』，建議可以一併同時申請 【關於支票帳戶】 支票帳戶最低帳戶入金門檻為1000 USD (低於1000 USD會收帳戶管理費)，2000 USD以上的話則有利息唷～～ 支票帳戶的優點是可以直接在線上申請支票存入(入金)美國券商。 有了支票帳戶Check Account就可以申請Debit Card(也是當場可以申請)，Debit Card具有信用卡和金融卡的功能，所以也能用 ATM提款 ps.Firstrade(ACH不能用)但可就接受支票Check存入～～ 【ATM卡】 約一週時間會收到PIN密碼，三週會收到ATM卡 (可至PLUS標誌的ATM提領) 【ATM 卡提領問題】 ATM卡可以直接在台灣任何一個ATM機提領嗎？可以 Yes, but some will have extra service charge some does not. You need to try. 每次提領是否有上限呢 ？(星期一～星期二 上限500 USD，星期五～星期日 上限 800USD) The upper limit for savings account is $500 USD Monday through Thursday and the total from Friday to Sunday is $800. 支票可以直接用手機拍照存入唷，之前都用光票託收，費用就被收大概快1000元台幣，扼腕ㄚ～～ (設定方式：至App Store，手機App下載，但需將App ID切換註冊美國，才能找得到App) 【付款通】用手機支付款～～～～～～ 【Wire 匯回台灣】 這裡更是重點了，帳戶美中不足的地方就是匯回台灣無法使用網銀Online設定轉帳方式(個人戶不行，但 公司戶是可以的)，所以每次匯款需填『匯款單(Wire Transfer Order)』並將匯款單以Fax或Email傳至 Bank 請注意：目前國內銀行尚未開放在台灣開美國銀行帳戶，請不要再打去辦事處或銀行去問了 若有任何問題，或希望有了解更多詳細內容，可以寫信給我：[email protected] ★美國銀行帳戶方便收取Amazon、Paypal等美金與支票 Amazon 購物趣
再加上資訊透明都能接受也懂得相關法規和全球國際公司的合法性，不像多年前你若前進海外淘金或購買國際金融商品，就有一堆國內相關業者恐嚇威脅…因為踩到他們的生存獲利空間，把他們的謀財工具壓在地板磨擦~ 我就是那類看到英文就自動忽略的人，但為了節省交易費用，硬著頭皮一個字一個字也得完成，最終大概開了有將近 30+以上的券商了吧(含外匯經紀商)。 把遇到的一些經驗，提供有需要、有興趣前往海外交易初體驗的人一點點分享。 首先，得先了解到外國人有些會害怕跟講華語的人溝通，就像我們會怕講英文的人一樣，所以不用擔心以後你們彼此 接觸到實際溝通(對話)的機會是少之又少(以我這幾年的經驗)。 也由於國外對於金融交易這件事很重視，因此他們對於『風險』控管非常嚴格，也就是你個人若被『評等』為『不適 合』作交易，那你『可能』從此就『絕緣』於海外開戶交易，因為很有可能被列為『黑名單』，所以開戶流程得謹慎 唷。 先註明開戶流程中需注意『重大事項』： 1.千萬盡量不要填寫的職業：無業、退休、家管、學生、金融業 (因為前幾項不就擺明你沒錢投資嗎？！你說你有錢，那你就得出示『證明』你口袋有coco，那不是挺麻煩嗎！ 至於金融業，喔～那你很有可能是『商業間諜』，不是我只是一般投資人，好ㄚ，那你出示『相關證件』來驗 明正身，搞死人了) 2.投資年資和經驗：沒有10年資歷，也有5年以上經驗。(太嫩，人家可不要你上戰場當砲灰～) 3.資產：流動資產、固定資產愈高越好，沒有千萬，也至少百萬以上。收入呢，就寫來自工作薪資收入，甚至多一些 來自投資的收入等等。(也是一樣，沒錢跟人家廝殺，別人怎麼賺到你的cocoㄋㄟ！！) 以上是最重要、超級重要的，你只要填錯，那可就『萬劫不復』啊～～～ 接下來，就是一些普通的資料填寫，以及最重要的文件準備—-懂得『技巧』『密技』可以讓你快速通過以及省下費 用。 普通資料填寫範例，大致上各家開戶內容都大同小異： 第一部分 1.Account Info (帳戶資料) Registration Type : individual (個人) Account Type : Speculative(投機)(盡量選投機而非投資，可將你評等為較高『等級』(承受風險)) Country : Foreign First Name : 名 Last Name : 姓 Mailing Address : 通訊地址 (注意：最好和後續要提供的【地址證明】相同的地址，免得老外搞不清楚你到底有幾個 『窩』，資料太複雜直接『退件』喔～) Primary Phone : 電話(可留手機886+9xxxxxxxx) Email : Email Date of Birth : 2013/01/01 Are you a US Citizen : No Are you a Resident of the US : No Citizen of : Taiwan 2.Education Info (教育程度) High School : Yes College : Yes Degree(s) : 4 Graduate or Professional School : Yes Degree(s) : 2 Do you read and understand English : Yes 3.Employer Info (工作職業資料)(Employed受雇)(不會查，所以不要太老實傻傻填了前面題到不該填的) Company : 公司名字(隨你寫) Address : 公司地址(隨你寫) Title/Position : 職稱 (sales、Engineer…) Nature of Business : 營業項目 (electronics industry、financial..) If self-employed,state your principal occupation : 如果你是老闆，從事哪行業(隨你寫) 4.Banking Info(銀行資料)(有些可以候補，等你要出金時再提供就可以) Name of Principal Bank : 銀行(google銀行英文名。以後若要電匯回來再提供詳細的就可以) 5.Regulatory Info (個人風控資料)(請填經驗愈多愈久愈好) Have you ever had commodity account before? : Yes Number of years : 5 (愈久愈好) Name of firm : 元大(Yuanta)、日盛… Have you ever had any other investments account before? : Yes Number of years : 10 (愈久愈好) Name of firm : 元大(Yuanta)、日盛… 6.Financial Info (財務資料) (非常重要，請填愈高愈好) income : 50000 to 99999 Approximate total net worth : 100000 to 249999 Approximate liquid net worth : 100000 to 249999 Residence : Own Annual income from other sources not include above : 100000 (愈高愈好) 第二部份 (身份文件、地址證明資料提供) 一般需提供1份【身份驗證】(有些需要2份不同)和1份【地址驗證】 有些券商需要【W-8BEN】 【身份驗證】—— 通常是身份證、護照或駕照等(有些需印出來，然後在空白處上簽名) 【地址證明(驗證)】——- 通常需提供3個月內的有效帳單，如銀行對帳單、信用卡帳單、水(電)單…等 這裡就有一個『密技訣竅』了～～～～ 由於老外因為看不懂中文，最重要是FCA監管單位會查核資料關係(除了外匯保證金經紀商因為大都有請中文人員)， 所以他們需要中英文版本的來進行確認，其次也是為了以後可能需要寄一些文件給你，需要準確的地址，你總不希望 老外把要給你的資料寄給別人吧！！ 所以，只要在地址驗證資料上，附上英文地址就可通過了。(查詢中英文地址，請至中華郵政查詢) 如何附註上『英文地址』呢？！提供一款很好用的修改軟體，【PicPick】 或是小畫家，將英文地址巧妙地增修進 去，放置位置在中文地址底下或是旁邊，請注意字體大小盡可能一樣，然後在這個網站(https://pdfburger.com/)將 JPG檔轉成PDF檔就行啦。 所以我都沒去申請中英文版本的資料。 ps.申請銀行對帳單(Bank Statement)含中英文每份收續費50元。 如果你要去申請，也可以啦～～～ 這裡有範例，可以參考： 【護照認證範例】 【存款餘額證明範例】 【地址證明範例(水電Utility Bill)】 【W-8BEN範例】